Mary Lou (nee Cavener), 77, of Montgomery, OH formerly of Fayetteville, OH and of Berlin, NJ, passed away September 2, 2014. Beloved wife of the late Joseph John Zukowski. Loving mother of Joseph Michael Zukowski (Claudine) of Montgomery and Nicole Marie Zukowski of Lake Tahoe, CA. Proud grandmother of Noah and Alexa. Sister of the late Martha Cree. Retired after 33 years with United Jersey Banks. Private services will be held. Mary was a supporter and volunteer of the American Diabetes Association. In lieu of flowers, donations may be made to the American Diabetes Association. Funeral Home: Tufts Schildmeyer Family Funeral Home & Cremation Center - Loveland 129 Riverside Drive Loveland, OH US 45140