Lucy (nee Howard). Beloved wife of the late Elbert Ballard. Loving mother of David Ballard (Marcia), Gary Ballard (Cheryl) and the late Charles Ballard, Bonnie Kimbel (Ralph), Jerry Ballard, Paul Ballard and Steve Ballard. Dear mother-in-law of Dolly Ballard. Grandmother of 14. Great grandmother and great-great grandmother of many. Sister of the late Bobby, Reed and Johnnie Howard and Euna Kitchen. Passed away January 10, 2015 at the age of 94. A graveside service will be held Wednesday, January 14 at 12 Noon at Mt. Moriah Cemetery, Union Township. Donations may be made to the American Cancer Society or to the American Heart Association. Funeral Home: Tufts Schildmeyer Family Funeral Home & Cremation Center - Loveland 129 Riverside Drive Loveland, OH US 45140