Beloved husband of Ricki L. Collins. Loving son of Joseph and the late Anna Stercz. Dear stepson of Rosemary Stercz. Caring brother of Richard M. Stercz. Passed away on November 10, 2009 at age 57. He will be remembered for his love of music, books, and learning. Joseph was a graduate from University of Cincinnati with a B.S. and M.S., from Xavier with a M.B.A. in International Finance, and from Dartmouth with Graduate Studies. He waged an extraor In lieu of flowers, memorial donations in memory of Joseph may be directed to The Cancer Wellness Center, 4918 Cooper Road, Cincinnati, OH 45242.