Higgins, Jerry, Sr. of Ft. Myers, Florida, formerly of Cincinnati. Beloved husband of Karen (nee Vollmer) Higgins. Loving father of Ginger Justice, Jerry Higgins, Jr., Julie (Bob) Curtis, Carla smith, Jeff Steinau and Tom Steinau. Caring grandfather of 10 grandchildren. Dear brother of Ronald Higgins. Family request that memorial contributions be directed to the American Red Cross Disaster Relief Fund, PO box 641206, Cincinnati, Ohio 45264.