Tracy, Virginia "Ginny" of Loveland. Beloved wife of the late Cleo "Chick" Tracy. Loving mother of Terry Tracy of Cincinnati, Barry (Sheila) Tracy of Loveland, Virginia "Gay" Ratliff of Amelia and the late Bill (Sara Jo) Tracy of Loveland. Grandmother of 8 grandchildren and 7 great grandchildren. Family request that memorial contribuions be directed to the American Diabetes Association, Southwest Ohio Service Area, 8899 Brookside Ave., Suite 102, West Chester, Ohio 45069 or the American Lung Association of Ohio, SW Branch, 11113 Kenwood road, cinc