Cloia J. Gabbard of Loveland. Beloved mother of Richard (Cindy)Scott, Geraldine (Daryl) Jones, Elaine Symonds, Dana (Shelly) Scott, Carl T. Gabbard, and Annette Morris. Loving grandmother of 15 grandchildren, 24 great grandchildren, and 1 great great grandchild. Passed away November 11, 2013 at age 92. Family and friend will be received from 12-1 PM on Friday, November 15 at Tufts Schildmeyer Family Funeral Home, 129 N Riverside Ave, Loveland, OH 45140, where services will be held at 1 PM. Interment Spring Grove Cemetery. Donations may be directed to Samaritan's Purse, PO Box 3000, Boone, NC 28607 or Grace Hospice, 2100 Sherman Ave, Suite 103, Cincinnati, OH 45212. Funeral Home: Tufts Schildmeyer Family Funeral Home & Cremation Center - Loveland 129 Riverside Drive Loveland, OH US 45140