Betty R. (nee Haddox) of Loveland. Beloved wife of the late Ruhl Stephens. Loving mother of Rose Mary (Tom) Wilson, Roger (Melanie) Stephens, David (Kathy)Stephens, Richard (Kathy) Stephens and Randy Stephens. Cherished grandmother of Tammy, Brad, Brian, Christopher, Amanda, Trent, Trae and the late Nicole. Caring great grandmother of Takoda, Luke, Drew, James and Mossie. Dear sister of Juanita, Carolyn, Nancy , Patty and the late Don, Bill,Jim, Bob, Frank, Gladys and Joann